ROSAFI, Muhammad Amrullah; HARIANTO, Wiwit. THE INFLUENCE OF DEBIT CARDS AND ELECTRONIC MONEY ON SPENDING HABITS OF STUDENTS AT MUHAMMADIYAH UNIVERSITY OF SIDOARJO . Journal of Economic and Economic Policy, [S. l.], v. 2, n. 2, p. 94–104, 2025. DOI: 10.61796/ijecep.v2i2.61. Disponível em: https://ijec.antispublisher.com/index.php/IJEC/article/view/61. Acesso em: 4 oct. 2025.